As homeowners, we are all faced with repairs and maintenance both minor and major from time-to-time. Some are within the skill-set of most of us…changing air filters, cleaning dryer vents, replacing a broken sprinkler head, re-wiring the breaker box for 220 volts…no, wait. That level of expertise is beyond the ability of most of us, and it’s important to know where that line is because when it’s time to sell, the inspector is going to note all discrepancies. Too often, those are DIY efforts that missed the mark. So, know the limits of your abilities, or marry a lady who will help you define them, like the one in this homeowners insurance spot.